Chase Business Complete Checking — Chase

Fast payoutHigh bonusNationwide

$400/$500

Our take

The $400 tier is the stronger value for most people — the $500 tier requires another $8,000 to earn only $100 more.
Fund early and leave a cushion above your tier’s minimum through day 60 from offer enrollment; the tracker can lag or briefly show the balance step as failed before correcting.
Complete the five qualifying transactions early, and remember that ACH debits, Zelle, and online transfers to Chase credit cards do not count.
Keep the account open and unrestricted until payout, and plan around the $15 monthly fee once you stop maintaining a qualifying waiver.

Core details

Complete any combination of five qualifying transactions within 90 days of offer enrollment: debit card purchases, Chase QuickDeposit, ACH credits, wire credits or debits, Chase Online Bill Pay, or Chase QuickAccept. QuickAccept card payments count as one transaction per day. ACH debits, Zelle, and online transfers to Chase credit cards do not count.

$400

Deposit at least $2,000 in new money from outside Chase within 30 days of offer enrollment.
AND
Keep at least $2,000 of qualifying new money in the account from when the deposit posts through day 60 after offer enrollment.

$500

Deposit at least $10,000 in new money from outside Chase within 30 days of offer enrollment.
AND
Keep at least $10,000 of qualifying new money in the account from when the deposit posts through day 60 after offer enrollment.

Terms & reference

Monthly fee$15

Credit pullSoft pull

Payout timing15 days after requirements met

Credit card fundingUnknown

Early termination fee$0

Pulls ChexSystemsNo

Pulls EWSYes

Maintain a $2,000 minimum daily ending balance on each business day of the statement period, excluding the last business day.
Receive at least $2,000 in eligible Chase Payment Solutions deposits, net of adjustments, by the stated monthly cutoff.
Make at least $2,000 in eligible purchases during the most recent billing cycle with qualifying Chase Ink or Chase Sapphire Reserve for Business cards associated with the same business.
Maintain an eligible linked Chase Private Client Checking, JPMorgan Classic Checking, or Private Client Checking Plus account; the personal-account owner must be a signer and direct owner of the business.
Meet Chase Military Banking requirements.