Regions Bank LifeGreen Checking
Our take
- This is a strong $400 offer for a relatively light $1,000 ACH deposit requirement, especially with a 90-day completion window.
- Register before opening and use the exact same first name, last name, and email on both steps—mismatches can prevent the offer from attaching correctly.
- Keep the account open for at least 180 days and plan around the $8 monthly fee; a $500 monthly direct deposit or $1,500 average balance can waive it.
- Regions' system may lag after your deposit, so give it up to roughly two weeks before escalating; the bonus itself can take up to 60 days after qualification.
Requirements
Receive one or more new qualifying ACH direct deposits totaling at least $1,000 within 90 days after opening. Payroll and government-benefit deposits qualify; Zelle credits and transfers do not.
Direct deposit methods
Confirmed16
Fidelity CMA
Confirmed via ACH pushes coded FID BKG SVC LLC MONEYLINE. The offer tracker can take roughly two weeks to update.
Fidelity Brokerage
Confirmed via brokerage ACH pushes coded FID BKG SVC LLC MONEYLINE; tracker recognition may lag.
Fidelity
Confirmed from an unspecified Fidelity account.
Chase Checking
Confirmed with standard ACH pushes from personal checking. Use standard ACH — an RTP-coded transfer hasn't been clearly confirmed to work.
Chase Business Checking
Confirmed with a standard ACH transfer from business checking; payroll processing was not required.
Charles Schwab Brokerage
Confirmed with a brokerage ACH push.
SoFi
Confirmed by ACH push; account type (checking vs. savings) not specified.
Ally Bank
Confirmed by ACH push.
Novo Business Checking
Confirmed by ACH push.
CIT Bank
Confirmed from a CIT Savings ACH push; mapped to the generic CIT Bank entry.
Robinhood
Confirmed by a $1,000 push that completed the requirement.
Relay Business Checking
Confirmed with a $1,000 push using payroll in the memo.
Wells Fargo Business Checking
Confirmed with a standard business-checking ACH transfer coded WELLS FARGO IFI DDA TO DDA; employee-payment mode was not required.
E*TRADE
Confirmed by ACH push.
Capital One
Confirmed by ACH push; account type not specified.
OKX
Confirmed via an ACH payout coded OKX PAYOUT.
Terms & account details
Fee waiver — any one of:
- Maintain an average monthly balance of at least $1,500.
- Receive at least one ACH direct deposit of $500 or more during the statement period. A deposit posting on the last day counts toward the following statement period.
- Receive multiple ACH direct deposits totaling at least $1,000 during the statement period. A deposit posting on the last day counts toward the following statement period.