Chase Savings
Active · verified 19 days agoExpires Oct 14, 2026
Fast payoutNationwide
$200
Our take
- On its own this is weak — $200 for parking $15,000 for 90 days at 0.01% is a poor return once you count what that cash could earn elsewhere. The reason to open the savings account is the $900 combo, not the standalone $200.
- Send the $15,000 straight in from an outside bank rather than routing it through Chase checking first, which has put people's savings bonus at risk — and note the money can't already be sitting at Chase or an affiliate.
- Fees are a non-issue: waived the first two statement periods, and the $300 daily-balance waiver is automatic the whole time your $15,000 is parked.
Core details
Requirements
Deposit $15,000 or more of new money into the savings account within 30 days of enrolling. The money can't already be held at Chase or an affiliated account.
Keep the balance at $15,000 or more through day 90. In practice the maintenance clock runs from whenever the deposit actually posts (any time up to day 30), so it's safest to fund early and hold the full amount until day 90.
Terms & reference
Terms & account details
Monthly fee$5
Credit pullSoft pull
Payout timing15 days after requirements met
Credit card fundingUnknown
Pulls ChexSystemsNo
Pulls EWSYes
Intro fee waiver
No monthly service fee for at least the first two statement periods.
Fee waiver — any one of:
- Keep a beginning-day balance of $300 or more every day of the statement period.
- Have $25 or more in total Autosave or repeating automatic transfers from your personal Chase checking account, set up through chase.com or the Chase Mobile app.
- Link this savings account to a qualifying Chase checking account.
- Link this savings account to a Chase College Checking account that is enrolled in Overdraft Protection.
- Have an account owner who is under age 25.